The subscription tracker
that isn't one.

Yes, from Outflow 6.0, on the App Store since 21 October 2026. It is built with Apple's iOS 27.1 SDK, so it uses the whole of both iPhone Duo displays: folded, it fills the outer display with the tab bar down the side; open, it spreads across the inner display like the iPad version. It was tested in Apple's iPhone Duo simulator closed, open and partly folded. See Outflow on iPhone Duo →

Yes, from version 5.1, as part of Outflow Pro. The Watch app shows this month's total, the next payment and everything coming up, in and out. It gets its figures straight from Outflow on your iPhone — there is no server and no account — so it needs the iPhone app, and watchOS 11 or later. Without Pro, the Watch app explains what Pro adds and shows nothing of yours.

Yes. Outflow is built with Apple's iOS 27 SDK for iOS 27 and iPadOS 27 — Liquid Glass throughout, and iPadOS 27's floating tab bar on iPad — and it still runs on iPhone and iPad from iOS 18, so an older device is fine too. On a Mac with Apple silicon it installs from the Mac App Store.

It uses Apple's FinanceKit, so it works wherever Apple does. In the UK that means open-banking accounts on iOS 18.4 or later; Apple lists Barclays, Barclaycard, First Direct, Halifax, HSBC, Lloyds, M&S Bank, MBNA, Monzo, Nationwide, NatWest, Royal Bank of Scotland and Santander. In the US it covers Apple Card, Apple Cash and Savings. Anywhere else, scanning a statement does the same job.

Yes, on iPhone. Outflow uses Apple's FinanceKit to read transactions already stored on the device and find the ones that repeat. You are never asked for a bank username, password or one-time code, and there is no Plaid connection. Apple's own permission sheet lets you choose which accounts Outflow may look at and how far back, and you can withdraw it at any time in iOS Settings. The data is read on-device and Apple states it is never seen by Apple. It is a beta, off until you switch it on, and Apple offers it in some regions only — the UK needs iOS 18.4 or later. Scanning a statement does the same job everywhere else.

Yes — that is Shareflows. You share chosen subscriptions with a partner or household over iCloud and set how each one is split: evenly, all yours, or all theirs. A shared bill then counts towards each person's total by their share only, instead of both of you recording the full amount in separate apps and inflating both totals. Anything you don't share stays private to you, and it needs no account or server — it moves through your own iCloud.

Yes — that is Inflows. Outflow records money arriving on a schedule (a salary, freelance retainers, benefits, a pension, rent received) alongside what you pay out, and keeps the two sides separate so income is never counted as a cost. No bank login is involved: recurring income is predictable by definition, so you enter it once and it stays right until something changes. It is built in — nothing to switch on.

Outflow does both. Most trackers show only what leaves your account, and the ones that show income usually get it by connecting to your bank. Outflow never requires a bank login — you enter recurring income once, the same way you add a subscription — and nothing leaves your device. Its App Store privacy label is Data Not Collected.

No. Outflow never asks for a bank username, password or one-time code, and never connects through Plaid or any other data aggregator. You add subscriptions by scanning a statement, pasting a receipt, picking from the built-in catalogue or typing. On iPhone you can optionally let it read transactions Apple already keeps on the device, through Apple's FinanceKit and Apple's own permission sheet, for the accounts you choose — which involves no login either.

No. Outflow is free to download and free for up to 5 subscriptions. Pro is a single one-time purchase — $4.99 in the US, and the App Store shows your own country's price. There is no monthly fee, no annual renewal, and no upsell. It would be pretty odd to charge a recurring subscription for an app whose whole purpose is to help you spot them.

Smart Paste uses Apple Foundation Models — the on-device AI built into modern iOS — to read a pasted receipt, email confirmation, or imported PDF, then automatically fill in the subscription name, price, billing cycle, and renewal date. All inference runs on your iPhone. Nothing is sent to any external cloud API or server. It works even in Airplane Mode.

Never. Outflow has no backend server, no analytics SDK, and no account system. Every subscription, amount, and date is stored locally on your device in SwiftData. The App Store privacy label is "Data Not Collected" — the highest privacy designation Apple offers, and one very few finance apps can honestly claim.

Yes. Outflow is built for users who loved Bobby's private, manual approach but want a modern replacement. It keeps the same local-only philosophy and adds everything Bobby lacked: on-device AI for auto-fill, App Intents for Siri, renewal reminders, price-change tracking, custom colours, and a design built for current iOS. Outflow ships an update every few weeks.

Rocket Money (formerly Truebill) connects to your bank through Plaid, and its Premium tier is a monthly subscription. Outflow requires no bank login, stores nothing off your device, and costs either nothing (free tier) or a one-time $4.99 for Pro — never a subscription. If privacy, cost, or bank-linking is a concern, Outflow is the alternative.

Yes. Outflow runs on iPhone and iPad (iOS/iPadOS 18 or later) with a proper big-screen sidebar layout — and it installs from the App Store on any Apple silicon Mac. Optional iCloud Backup, stored in your own iCloud, keeps your data with you across devices.

Yes. Open the subscription and tap “Skip next payment” — for a free week, a trial period, or a delivery you've paused. The renewal date steps over the skipped payment, no reminder fires for it, it disappears from the payment calendar, and your monthly and yearly totals drop until the skipped date passes. One tap to un-skip if you change your mind.

Yes — Home Screen widgets (small and medium) with your monthly spend and what's renewing next, plus Lock Screen widgets so your next renewal is visible at a glance. Widgets update automatically whenever your data changes.

Yes. Outflow tracks any recurring cost — streaming services, gym memberships, insurance, software licences, rent, utilities, internet, and more. Weekly, monthly, quarterly, and yearly billing cycles are all supported. You see your total monthly and yearly outgoings across everything.